How To Plan Your Future? Step-by-Step

Neil Yanto posted blog to category 

January 10, 2017

Paano kung bukas wala ka nang trabaho?
Paano kung mangyare sayo na tanggalin ka agad-agad ng boss mo?

Ngayon, tanungin kita. READY KANA BA??

Napag handaan mo ba ang ganong mga senaryo?
May sasagip ba sayo kung sakaling mawalan ka ng trabaho?

Kung hindi ka pa handa pagpatuloy mo lang ang pagbabasa mo dahil ibibigay ko sayo kung paano mo paghahandaan ang future mo hanggang may pinagkukunan ka pa ng source of income.

Ang trabaho ay isang primary source of income kung baga ito ang unang pinagkukunan natin sa pang araw-araw. But don’t stick in one egg, use this egg to make another egg.

Paano?

Pag-usapan natin kung papaano ipaplano ang future. Paano mo magagawang gamitin ang iyong source of income to make another income.

Okay!

1. Set Your Personal Goal.
Your personal goal is like for example you want to quit your Job or You want to start a business. At ang kaylangan mo lang gawin ay sagutin ang tanong na papaano?

Papaano mo magagawa o makukuha itong goal na ito?

Make sure na ang goal mo ay navivision mo. Navivision mo kung anong mga kaylangan mong gawin, gaano kalaking halaga ang kaylangan mo para makuha mo ang goal mo, para makapag quit ka sa iyong trabaho o Kung anong negosyo ang sisimulan mo at gaano kalaking halaga ang kaylangan mo para makapag simula ng negosyo.

Example:
Ang gusto kong simulang negosyo ay Mini Restaurant and I need 500,000 pesos to quit my job and start a new business.

The next thing you need to do is

2. Set Your Money Goal.
Example: Your money goal is P500,000 or half a million. Malaki laking halaga tama?

In this second step. Ang kaylangan mo ay malaman kung kaylan mo makukuha ang goal na ito. Ibig sabihin you need a time frame for this goal dahil kapag walang oras hindi goal ang tawag dito. Ang tawag dito ay Wish. Parang you wish na sana meron kang 500,000 pesos to start a business and to quit a job. But if you have a time frame, alam mo kung kaylan mo makukuha ang goal mo at alam mo kung kaylan ka makakapag umpisa ng sarili mong negosyo.

Next is

3. Budget your Source of income
Kung meron ka nang time frame sa iyong goal the next thing you need to do is budget your source of income.

Ngayon pwede mong gamitin ang budget planner na ginagamit ko. You can watch here>>> IPON CHALLENGE TRICKS <<<

Next is

4. Set your Saving Money Goal

Example: Your Goal: Quit your job and start a business
Money Goal: P500,000
Time Frame: 3 yrs

Dito dapat alam mo kung magkano ang isasave mo every month or kung kaya mo naman pwede kang mag save every cut off or every pay day.

Example: Your Goal per Year: 500,000/3 = P166,667/yr
Goal per month: P166,667/12 = P13,889/month
Per cut off: P13,889/2 = P6,944/per cut off
Per Day: P13,889/30 = 464 per day

Next is

5. Start Saving Money

Ngayon, alam mo ang personal goal mo, alam mo na rin ang money goal mo, meron kana ring time frame at alam mo na kung magkano ang dapat mong iponin.

Ang gagamitin natin is 50-30-20 rule.

Paano ba gamitin ang 50-30-20 rule?

Ang first 50% of your income ay mapupunta sa iyong necessities, including shelter, food, utilities, transportation, clothing – mga bagay na pang araw-araw mong ginagamit.

The next 20% of your income ay mapupunta sa iyong saving money goal.

The last 30% of your income ay mapupunta sa iyong lifestyle like vacations, entertainment, gym fees, hobbies, pets, eating out, cell-phone plans and cable packages.

Paano kung kulang at hindi kayang abutin ng 20% of your income ang saving money goal mo per month?

Next is.

6. Invest Your Extra Money

Yong natira sa 30% mo na napunta sa lifestyle mo pwede mo syang isave para pang invest or pumasok ka sa mga extra income businesses at yong perang makukuha mo sa investment/business na pinasukan mo ay ilalagay mo sa iyong saving money goal.

Sa Investment/extra income businesses na papasukan mo ulitin mo itong step by step na binabasa mo simulan mo sa simula para alam mo ang goal mo sa iyong investment/extra income business.

At Itong huling step ay ang pinakamahalaga dahil hindi mo magagawa ang lahat ng ito kung hindi mo susundin ang last step.

The last step is

7. Commit yourself to your Goal.
Kaylangan mong mag commit sa iyong goal dahil ikaw at ikaw lang ang kukuha nyan at makakatulong para makuha ang goal mo at ikaw lang din ang pwedeng makasira ng goal mo.

“COMMITMENT IS THE GLUE THAT BONDS YOU TO YOUR GOALS.”

Kung gusto mo matupad lahat ng pangarap mo Commit in your dreams and commit in your goals to make your dream comes true..

Hanggang dito na lang.

Sana nakatulong ako sayo.

Like and share this post.

And Comment: “YES! I commit my dreams and my goals.”

‘Till Next Post

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