Maraming Taong Nababaun sa Utang

Neil Yanto posted blog to category 

April 27, 2017

A money changer teller counts Philippine Peso in Manila on Monday, August 14, 2017. The Philippine peso has weakened 51-level to a dollar is beecause of the recent recent spats between officials of the US and North Korea. (KJ ROSALES)

Swipe dito, swipe doon.

Masarap talaga mag karoon ng credit card.
Hindi mo na kaylangang mag withdraw para lang mabili ang gusto mong bagay.

Ang sarap naman talagang mag enjoy sa buhay.
Kain dito, Bili doon, gala dito, gala doon.

Ang sarap ng buhay.

Pero naisip mo bang kapag gumamit ka ng credit card ay umuutang ka?

Okay lang naman diba? Lalo na kung may trabaho ka.

Tanungin lang kita, Paano kung nawalan ka ng trabaho na hindi mo pa nababayaran ang utang mo sa bangko?

Paano kung mas malaki na ang utang mo sa kinikita mo sa trabaho mo?

Masarap pa ba yan?

Pag-usapan natin ang tamang paraan ng pag-utang.

Alam mo bang ang mamayang tao at mga successful businessman ay nag simula rin sila sa pag-utang ng pera sa bangko?

Pero take note “Hindi para mag-enjoy sa buhay”.

Para mag simula ng sarili nilang buhay.

Ito ang tama at maling paraan ng pag-utang.

X. Magloloan ako pambili ng pangarap kong gudget.

C. Magloloan ako pang start ko ng small business.

X. Mag-aapply ako ng credit card pang travel ko.

C. Mag-aapply ako ng credit card para gamitin ko pang puhunan.

X. Magloloan ako para may ipon ako in a future.

C. Magloloan ako para pang invest.

X. I use my credit card for upgrading my lifestyle.

C. I use my credit card for trainings and seminars to upgrade my knowledge in my business

Maraming taong nababaon sa utang dahil hindi nila kuntrolado ang sarili nila sa pag-utang ng pera,
Hindi din nila alam kung saan nila gagamitin ang inutang nilang pera at
wala silang ibang source of income para pambayad sa inutang nila.

Kaya ang resulta? Baon sa Utang.

Kaylangan mong i-control ang sarili mo.
Pwede mong gamitin ang loan mo to make another money.

Maraming advantages ang pagloan/pag-utang pero kapag nagkamali ka kung paano mo gamitin mas malaki ang consiquenses ang pwedeng mangyare sayo.

Kaylangan mong maging responsible sa sarili mo para hindi ka mabaon sa utang.

Kung mangungutang ka dapat kaya mong bayaran, kung hindi, wag kana lang magutang.

‘Till Next Post.

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